Kraken Funded vs Upscale rules, prices and codes side by side
Prices updated
- Kraken Funded
British Virgin Islands · Founded July 2026
- From
- $20
- Challenges
- 3
- Accounts
- $1K to $25K
- Upscale
Seychelles · Founded March 2025
- From
- $59
- Challenges
- 51
- Accounts
- $5K to $200K
Where they differ
- Cheapest challenge
- Kraken Funded$20 ($1K Challenge)
- Upscale$59 ($5K Basic, RWA)
- Daily loss limit
- Kraken FundedNone
- Upscale3% to 5%, or none on some
- Maximum loss
- Kraken Funded3% static
- Upscale6% to 10% static or trailing
- Bitcoin leverage
- Kraken Funded1:1
- Upscale2x to 5x
- Account sizes
- Kraken Funded$1K to $25K
- Upscale$5K to $200K
- Sizes only this firm sells
- Kraken Funded$1K
- Upscale$5K, $50K, $100K, $200K
- Steps
- Kraken Funded1-step
- UpscaleInstant, 1-step and 2-step
- Challenges
- Kraken Funded3
- Upscale51
- US traders
- Kraken FundedYes
- UpscaleNo
- Country
- Kraken FundedBritish Virgin Islands
- UpscaleSeychelles
- Founded
- Kraken FundedJuly 2026
- UpscaleMarch 2025
Every rule, side by side
| Rule | Kraken Funded | Upscale |
|---|---|---|
| The firm | ||
| Country | British Virgin Islands | Seychelles |
| Founded | July 2026 | March 2025 |
| Years in operation | Under 1 | 1 |
| Platforms | Kraken app | Upscale web terminal, Telegram Mini App, Upscale API |
| Trades on | The Kraken app (mobile only), in its Funded tab, on a simulated balance | own platform (TradingView-based terminal, oracle-priced perpetual contracts) |
| Markets | Spot crypto (50+ coins; not perps), plus stocks (a selection, in most countries outside the US) | Crypto, FX, commodity, index and stock |
| Some trades on-chain | No | No |
| Rules | ||
| Model | 1-step challenge, one at a time | 2-phase (Basic) or 1-phase (Accelerated) evaluation; instant funding (Turbo) |
| Account sizes | $1K, $10K, $25K | $5K, $10K, $25K, $50K, $100K, $200K |
| Profit target | 12% | Basic: 5% phase 1 / 8% phase 2; Accelerated: 10%; Turbo: none |
| Daily loss limit | None | 5% (Basic) / 3% (Accelerated) / none (Turbo), from start-of-day balance, reset 00:00 UTC |
| Maximum drawdown | 3% static below the starting balance, in the challenge and the funded account | 10% static (Basic; 8% at Phase 2 and funded on $200,000 Basic challenges bought since July 2026) / 6% static (Accelerated) / 6% trailing from highest balance (Turbo); funded static limits re-base on the balance left after each payout |
| Max leverage | 1x: spot buys and sells in dollar amounts, with no added leverage | Basic and Accelerated: 100x forex, 15x US indices, 10x gold, silver, natural gas, copper, GER40, EU50 and KR200, 5x crypto, stocks and WTI; Turbo: 30x forex, 5x gold, silver and US indices, 3x natural gas, copper, GER40, EU50 and KR200, 2x crypto, stocks and WTI |
| Profit split | 80% | 80%; 90% with an upgrade bought with the challenge |
| Payouts | On request, as often as wanted, from $20 of profit; USD to the trader's Kraken account, typically within 24 hours; each withdrawal resets the funded balance to its start | Every 14 calendar days with at least 5 profit days; per-cycle cap of 15%-50% of account size; USDT on TON, Base or BSC |
| Starting price | from $20 for a $1,000 account | from $69 for a $5,000 crypto Basic account ($59 for the RWA version) |
| Minimum days | None | 3 profit days of 0.5%+ (Basic Stage 1, Accelerated); 5 (Basic Stage 2, each payout) |
| Consistency rule | None | No day at 30%+ of profit (Turbo, API accounts); none (Basic, Accelerated) |
| US traders | Yes (crypto only; not in Maine, Massachusetts or New York) | No per its terms of use (its FAQ says it is available worldwide) |
| Fee refund | No | Only at the firm's discretion, per its terms of use |
| News trading | Allowed (its FAQ: how you trade is up to you) | Allowed; US stocks and Forex go close-only 5 min around US macro releases |
| Weekend holding | Allowed (crypto and stocks trade 24/7) | Allowed; index positions opened or increased late Friday are closed in full |
| Current offer | None now | None now |
| Rules checked | November 4, 2026 | November 2, 2026 |
Kraken Funded: source 1source 2source 3source 4Upscale: source 1source 2source 3source 4source 5source 6source 7source 8source 9
Prices at each account size
| Account | Kraken Funded | Upscale |
|---|---|---|
| Sizes both sell | ||
| $10K | $90Challenge | $99Basic, RWA9 challenges at this size |
| $25K | $250Challenge | $219Basic, RWA9 challenges at this size |
| Sizes only one sells | ||
| $1K | $20Challenge | Not sold |
| $5K | Not sold | $59Basic, RWA9 challenges at this size |
| $50K | Not sold | $349Basic, RWA9 challenges at this size |
| $100K | Not sold | $699Basic, RWA9 challenges at this size |
| $200K | Not sold | $1,299Basic, RWA6 challenges at this size |
Every Kraken Funded challengeEvery Upscale challengeEvery firm's challenges
Current offers
What each daily limit means on Bitcoin
How far Bitcoin has to move against a position at each firm's full leverage to use up the daily loss limit, and how often it has in the last 29 days.
| Firm and program | Bitcoin cap | Daily limit | Move that uses it up | Days Bitcoin moved that far |
|---|---|---|---|---|
| Upscale · Accelerated | 5x | 3% | 0.6% | 26 of 29 |
| Upscale · Basic | 5x | 5% | 1% | 18 of 29 |
Kraken Funded states no single Bitcoin leverage cap.
Recent rule changes
Account sizes
Dropped the $5,000 challenge ($50) and added a $25,000 one at $250; $1,000 stays at $20 and $10,000 at $90.
Other
Changed its news trading rule from "Allowed; US stocks go close-only 5 min around US macro releases" to "Allowed; US stocks and Forex go close-only 5 min around US macro releases".
Account sizes
Added $50,000 and $100,000 Turbo accounts, at $1,499 and $2,999 for crypto; Turbo had stopped at $25,000.
Markets
Added 15 markets: nine US stocks, three South Korean stocks, the Korea 200 index, natural gas and copper.
Other
Began closing US index positions opened or added to between 19:00 and 21:00 UTC on a Friday at 20:59 UTC, so they are not held over the weekend.

Kraken Funded
Upscale