Bitfunded vs Kraken Funded rules, prices and codes side by side
Prices updated
- Bitfunded
United Arab Emirates · Founded 2023
- From
- $39
- Challenges
- 24
- Accounts
- $2.5K to $150K
- Kraken Funded
British Virgin Islands · Founded July 2026
- From
- $20
- Challenges
- 3
- Accounts
- $1K to $25K
Where they differ
- Cheapest challenge
- Bitfunded$39 ($5K 1-Step Express)
- Kraken Funded$20 ($1K Challenge)
- Daily loss limit
- Bitfunded3% to 5%
- Kraken FundedNone
- Maximum loss
- Bitfunded3% to 10% static
- Kraken Funded3% static
- Profit split
- Bitfunded60% to 80%
- Kraken Funded80%
- Bitcoin leverage
- Bitfunded5x
- Kraken Funded1:1
- Account sizes
- Bitfunded$2.5K to $150K
- Kraken Funded$1K to $25K
- Sizes only this firm sells
- Bitfunded$2.5K, $5K, $15K, $50K, $100K, $150K
- Kraken Funded$1K
- Steps
- BitfundedInstant, 1-step and 2-step
- Kraken Funded1-step
- Challenges
- Bitfunded24
- Kraken Funded3
- Country
- BitfundedUnited Arab Emirates
- Kraken FundedBritish Virgin Islands
- Founded
- Bitfunded2023
- Kraken FundedJuly 2026
Every rule, side by side
| Rule | Bitfunded | Kraken Funded |
|---|---|---|
| The firm | ||
| Country | United Arab Emirates | British Virgin Islands |
| Founded | 2023 | July 2026 |
| Years in operation | 2 | Under 1 |
| Platforms | Bitfunded web platform, Bitfunded mobile app | Kraken app |
| Trades on | own simulated platform (web and mobile app) | The Kraken app (mobile only), in its Funded tab, on a simulated balance |
| Markets | Crypto (100+ cryptocurrencies), plus 20+ TradFi pairs | Spot crypto (50+ coins; not perps), plus stocks (a selection, in most countries outside the US) |
| Some trades on-chain | No | No |
| Rules | ||
| Model | 2-Step, 1-Step or 1-Step Express evaluation; Instant Funding | 1-step challenge, one at a time |
| Account sizes | $2.5K, $5K, $10K, $15K, $25K, $50K, $100K, $150K | $1K, $10K, $25K |
| Profit target | 8% then 5% (2-Step); 10% (1-Step); 9% (1-Step Express); none on Instant Funding | 12% |
| Daily loss limit | 5% (2-Step) / 4% (1-Step) / 3% (1-Step Express) / 4% (Instant Funding), a fixed percentage of the starting balance | None |
| Maximum drawdown | 10% then 8% (2-Step); 6% (1-Step); 3% (1-Step Express); 6% (Instant Funding); static, a fixed percentage of the starting balance | 3% static below the starting balance, in the challenge and the funded account |
| Max leverage | 1:5; a 20x upgrade sold on limited batches, 1,000 accounts from October 7, 2026 (sold out) and 500 more from October 10, on 1-Step, 2-Step and Express accounts of $5,000 to $150,000, from $47 | 1x: spot buys and sells in dollar amounts, with no added leverage |
| Profit split | 80% (60% on Instant Funding) | 80% |
| Payouts | On a Profit Sharing Day set 2 to 60 days out (30 by default); up to 2 payouts per 30 days per challenge, 5 across challenges, one a month after 10 payouts; Instant Funding one a month, 5% profit needed from the second; paid in USDT (TRC20, ERC20, BEP20), processed within 24 hours on working days | On request, as often as wanted, from $20 of profit; USD to the trader's Kraken account, typically within 24 hours; each withdrawal resets the funded balance to its start |
| Starting price | from $39 for a $5,000 account (1-Step Express, per its user guide); 2-Step from $79 | from $20 for a $1,000 account |
| Minimum days | None per its FAQ and user guide (its terms list 5 per stage) | None |
| Consistency rule | None, except Instant Funding: no pair may make 60% or more of net profit in a payout period | None |
| US traders | Yes (its blog says it accepts US traders) | Yes (crypto only; not in Maine, Massachusetts or New York) |
| Fee refund | With the third payout on 2-Step, not promo accounts (FAQ, guide); its terms say the first | No |
| News trading | Allowed | Allowed (its FAQ: how you trade is up to you) |
| Weekend holding | Allowed | Allowed (crypto and stocks trade 24/7) |
| Current offer | None now | None now |
| Rules checked | October 26, 2026 | November 4, 2026 |
Bitfunded: source 1source 2source 3source 4source 5Kraken Funded: source 1source 2source 3source 4
Prices at each account size
| Account | Bitfunded | Kraken Funded |
|---|---|---|
| Sizes both sell | ||
| $10K | $491-Step Express4 challenges at this size | $90Challenge |
| $25K | $1241-Step Express3 challenges at this size | $250Challenge |
| Sizes only one sells | ||
| $1K | Not sold | $20Challenge |
| $2.5K | $129Instant Funding | Not sold |
| $5K | $391-Step Express4 challenges at this size | Not sold |
| $15K | $741-Step Express3 challenges at this size | Not sold |
| $50K | $1991-Step Express3 challenges at this size | Not sold |
| $100K | $3991-Step Express3 challenges at this size | Not sold |
| $150K | $5491-Step Express3 challenges at this size | Not sold |
Every Bitfunded challengeEvery Kraken Funded challengeEvery firm's challenges
Current offers
What each daily limit means on Bitcoin
How far Bitcoin has to move against a position at each firm's full leverage to use up the daily loss limit, and how often it has in the last 29 days.
| Firm and program | Bitcoin cap | Daily limit | Move that uses it up | Days Bitcoin moved that far |
|---|---|---|---|---|
| Bitfunded · 1-Step Express | 5x | 3% | 0.6% | 26 of 29 |
| Bitfunded · 1-Step | 5x | 4% | 0.8% | 23 of 29 |
Kraken Funded states no single Bitcoin leverage cap.
Recent rule changes
Daily loss
Changed the daily loss limit on Instant Funding ($2,500, $5,000, $10,000) from 3% to 4%.
Daily loss
Changed its daily loss limit from "3% (Instant Funding)" to "4% (Instant Funding)".
Leverage
Launched 20x leverage accounts on 1-Step, 2-Step and Express, up from 5x, limited to 1,000 accounts; 500 more followed on October 10 after the first batch sold out.
Markets
Listed an Anthropic pre-IPO market.
Account sizes
Dropped the $5,000 challenge ($50) and added a $25,000 one at $250; $1,000 stays at $20 and $10,000 at $90.

Bitfunded
Kraken Funded