BEM Funding vs Kraken Prop rules, prices and codes side by side
Prices updated
- BEM Funding
United Arab Emirates · Founded 2024
- From
- $39
- Challenges
- 22
- Accounts
- $5K to $200K
- Kraken Prop
British Virgin Islands · Founded May 2026
- From
- $20
- Challenges
- 18
- Accounts
- $5K to $200K
Where they differ
- Cheapest challenge
- BEM Funding$39 ($5K BEM Classic)
- Kraken Prop$20 ($5K Advanced)
- Daily loss limit
- BEM Funding3% to 4.5%
- Kraken Prop3%, or none on some
- Maximum loss
- BEM Funding6% to 9% trailing or static
- Kraken Prop3% to 6% static or trailing
- Bitcoin leverage
- BEM Funding1.5x to 2x
- Kraken Prop10x
- Steps
- BEM Funding1-step and 2-step
- Kraken Prop1-step
- Challenges
- BEM Funding22
- Kraken Prop18
- US traders
- BEM FundingNo
- Kraken PropYes
- Country
- BEM FundingUnited Arab Emirates
- Kraken PropBritish Virgin Islands
- Founded
- BEM Funding2024
- Kraken PropMay 2026
- Current offer
- BEM Funding40% off with NOLIMITS
- Kraken PropNone now
Every rule, side by side
| Rule | BEM Funding | Kraken Prop |
|---|---|---|
| The firm | ||
| Country | United Arab Emirates | British Virgin Islands |
| Founded | 2024 | May 2026 |
| Years in operation | 1 | Under 1 |
| Platforms | MetaTrader 5, cTrader | Kraken Pro |
| Trades on | MetaTrader 5 or cTrader (simulated accounts) | Kraken Pro (web and mobile app), on a simulated Prop account |
| Markets | Crypto (140+ pairs on BEM One Only; not perps), plus forex, index, metal and energy CFDs | Crypto, index and commodity |
| Some trades on-chain | No | No |
| Rules | ||
| Model | BEM One or BEM One Only (1-step), or BEM Classic or Classic Swing (2-step) evaluation | 1-step evaluation (Starter, Intermediate or Advanced; Lite on $50,000) |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $200K | $5K, $10K, $25K, $50K, $100K, $200K |
| Profit target | 9% (BEM One) / 6% (BEM One Only); 9% phase 1 / 4.5% phase 2 (Classic and Classic Swing) | 10% (Starter) / 12% (Intermediate) / 9% (Advanced) / 6% (Lite) |
| Daily loss limit | 3% (BEM One and One Only) / 4.5% (Classic and Classic Swing); based on the higher of balance or equity on BEM One and Classic, on balance on One Only and Classic Swing | 3% of the balance at 00:30 UTC, checked against equity (Starter, Intermediate, Advanced); none on Lite |
| Maximum drawdown | 6% trailing, stopping at the starting balance and breached on equity (BEM One and One Only); 9% static (Classic and Classic Swing) | 6% (Starter) / 5% (Intermediate) / 3% (Advanced), static from the starting balance; $1,500 trailing the highest closed balance on Lite |
| Max leverage | 1:2 on BTC and ETH and 1:1.5 on other crypto (BEM One, One Only and Classic); 1:1.5 and 1:1 on Classic Swing; the up-to-1:100 it advertises is forex leverage | Up to 10x on BTC, the Nasdaq 100 and the S&P 500 (its August 18, 2026 update; its September guide still says 5x on BTC and ETH, 2x on other crypto), 5x on SOL and 3x on HYPE; up to 40x on the Nasdaq 100 and S&P 500 on Lite; commodities 5x on gold, silver, WTI and Brent oil, 10x on copper and 3x on natural gas (its commodities table; the same page's FAQ says up to 5x on every commodity) |
| Profit split | 80% | 80%; 90% with an add-on bought at purchase for 20% of the plan price |
| Payouts | On demand on BEM One (no day above 35% of funded profit; at least 50% of the daily drawdown amount) and One Only (30%, in the evaluation too); every 14 days on Classic and Classic Swing, or every 7 days with an add-on, with 3 trading days in each period; $150 minimum; USDC (ERC-20) under $1,500, Rise Works from $1,500; 2% processing fee | On request with no open positions or orders; reviewed within 24 hours (typically 12) and paid in USD or USDG to the trader's Kraken account; $50 minimum on Lite |
| Starting price | from $39 for a $5,000 account (Classic); One Only from $40 and BEM One from $47 (list prices; a sale was running) | from $20 for a $5,000 account (Advanced) |
| Minimum days | None (One, One Only); 3 days of 0.5%+ profit per phase (Classic, Classic Swing) | None |
| Consistency rule | No day above 35% of profit (funded One); 30% (One Only, evaluation and funded) | None |
| US traders | No (on its restricted list) | Yes (crypto only for US clients; not offered in Canada or India) |
| Fee refund | With the first payout, with the refund add-on only | No |
| News trading | Allowed (One Only, One eval); 8-min window on non-crypto (funded One, both Classics) | Allowed (its Prop page sets no restriction on trading strategy) |
| Weekend holding | Allowed (One Only, Classic Swing, every evaluation); crypto only on funded One and Classic | Allowed (margin funding of 0.033% a day applies; 0.013% a day on XYZ100 and SP500 on Lite) |
| Current offer | Up to 40% off with NOLIMITS (+3 more) | None now |
| Rules checked | November 9, 2026 | November 10, 2026 |
BEM Funding: source 1source 2source 3source 4source 5source 6source 7source 8source 9source 10source 11source 12Kraken Prop: source 1source 2source 3source 4source 5source 6source 7source 8source 9
Prices at each account size
| Account | BEM Funding | Kraken Prop |
|---|---|---|
| Sizes both sell | ||
| $5K | $39$35.10 with NOLIMITSBEM Classic4 challenges at this size | $20Advanced3 challenges at this size |
| $10K | $89$62.30 with NOLIMITSBEM One4 challenges at this size | $40Advanced3 challenges at this size |
| $25K | $180$108 with NOLIMITSBEM One Only4 challenges at this size | $95Advanced3 challenges at this size |
| $50K | $270$162 with NOLIMITSBEM One Only4 challenges at this size | $139Lite4 challenges at this size |
| $100K | $460$276 with NOLIMITSBEM One Only4 challenges at this size | $330Advanced3 challenges at this size |
| $200K | $750$450 with NOLIMITSBEM One Only2 challenges at this size | $660Advanced2 challenges at this size |
Every BEM Funding challengeEvery Kraken Prop challengeEvery firm's challenges
Current offers
- 40% offNOLIMITS
40% off BEM One Only.
- 30% offNOLIMITS
30% off BEM One.
- 10% offNOLIMITS
10% off BEM Classic.
- 5% offNOLIMITS
5% off BEM Classic Swing.
What each daily limit means on Bitcoin
How far Bitcoin has to move against a position at each firm's full leverage to use up the daily loss limit, and how often it has in the last 29 days.
| Firm and program | Bitcoin cap | Daily limit | Move that uses it up | Days Bitcoin moved that far |
|---|---|---|---|---|
| BEM Funding · BEM One and One Only | 2x | 3% | 1.5% | 14 of 29 |
| BEM Funding · Classic | 2x | 4.5% | 2.25% | 6 of 29 |
| BEM Funding · Classic Swing | 1.5x | 4.5% | 3% | 4 of 29 |
| Kraken Prop · Starter, Intermediate and Advanced | 10x | 3% | 0.3% | 29 of 29 |
Recent rule changes
Platform
Replaced DXtrade with MetaTrader 5 as a platform choice beside cTrader.
Program
Added BEM One Only, a one-step challenge with a 6% target, a 3% daily loss limit, a 6% trailing drawdown and no day above 30% of profit.
Program
Stopped selling BEM Extended, a two-step challenge with a 4% daily loss limit and an 8% drawdown.
Account sizes
Added $200,000 accounts on its one-step challenges, above its previous largest size of $100,000.
Other
Dropped the UK from the countries its FAQ says Kraken Prop is not available in, leaving Canada and India; in July the list also named Australia.
Other
Changed its weekend holding rule from "Allowed (margin funding of 0.033% a day applies)" to "Allowed (margin funding of 0.033% a day applies; 0.013% a day on XYZ100 and SP500 on Lite)".

BEM Funding
Kraken Prop